Mortgage Refinancing Rule of 5s - ABC News
May 17, 2010 . Mortgage rates hit their lowest point of the year last week. . The old rule of thumb was that you should refinance if you could get a rate that was .

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CIS: Why should I refinance?
To lower the interest rate on your mortgage, reducing your monthly payments and . As a rule of thumb, it pays to refinance if you can get an interest rate at least .

When to Refinance Your Mortgage
Apr 12, 2011 . Lowering the interest rate on a mortgage is the primary reason most homeowners refinance their home loan. Back in the day, the rule of thumb .

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What's the rule of thumb for when to refinance a home mortgage ...
May 5, 2010 . Is there a general rule of thumb for when to refinance a mortgage? In a word, yes. The best time to refi is when rates on 30-year fixed loans are .

Refinancing Can Mean Big Savings [ Home Center]
When it comes to mortgage refinancing, however, such rules of thumb can be misleading. The interest rate cut required to come out ahead will vary dramatically .

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When to refinance rule of thumb - YouTube
May 6, 2009 . - Have you ever wondered if there is a " when to refinance rule of thumb?" In this video lesson you will .

The Refinance Rule of Thumb | The Truth About
Mar 21, 2012 . If you're considering refinancing your mortgage, you may have searched for the “ refinance rule of thumb” to help you make your decision.

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What is the rule of thumb to refinance a mortgage? My current rate ...
Jun 17, 2010 . What is the rule of thumb to refinance a mortgage? My current rate is 5.5%. Profile picture for KrinsleysMom · KrinsleysMom; Contributions:1 .

2% rule of thumb in refinance - Mortgage Community
Dec 10, 2005 . 2-percent rule is a thumb rule to determine whether it is going to be a good decision from financial side to refinance the mortgage. As per this .

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Should You Refinance? The Rule of Thumb Has Changed - CBS ...
Apr 27, 2009. long enough, you'll hear a lot about two things: sex and mortgages. . There used to be a rule of thumb that said "Don't refinance unless you .

6 Tips for Refinancing Your Home – Financial Rules of Thumb Series
Jul 16, 2011 . Rules of Thumb for refinancing your mortgage are hard to come by. The one I've heard most often is “Refinance your home when interest rates .

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When to Refinance, Mortgage Product Assessment
The rule of thumb in the 1980s used to be that you should refinance when you can lower your mortgage rate by 2 percentage points. However, today you should .

When to refinance your mortgage- MSN Money
Apr 15, 2011 . Lowering the interest rate on a mortgage is the primary reason most homeowners refinance their home loan. Back in the day, the rule of thumb .

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How do I know if I should refinance my mortgage?
Nov 5, 2009 . The typical rule of thumb is that if you can reduce your current interest . by 0.75- 1% or higher then it might make sense to consider a refinancing.

Should I Refinance My Mortgage?
Most people have heard the old rule of thumb that it takes a 1% drop in your interest rate before a mortgage refinance is the smart play. This rule has been .

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Old mortgage refinance rule is outdated
Sep 20, 2010 . The old rule of thumb that you shouldn't refinance unless the new mortgage rate is at least 1 percent less than the old interest rate isn't the best .

60-Second Guide to Smart Refinancing
Dec 20, 2008 . The financial industry is fond of rules-of-thumb, and it can regale you . than the fixed-rate mortgage (FRM) rate, refinancing might make sense.

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Vanguard - Should you refinance your home?
The rule of thumb is to refinance when you can recover the cost of refinancing . These sites are also good sources for mortgage calculators that will help you .

When Does Refinancing Really Pay? - Ask the Mortgage Professor ...
But beware! The break-even period is not the cost of the new loan divided by the reduction in the monthly mortgage payment. This widely used rule of thumb is a .

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With Rates This Low, Should You Refinance Again? - MainStreet
Feb 3, 2012 . With mortgage rates at record lows, many are wondering whether it's an . One rule of thumb is that if you plan on moving within five years, .

At What Percent Decrease Should I Refinance My Home? | Home ...
At What Percent Decrease Should I Refinance My Home? by Jonathan Langsdorf . The traditional 2 percent rule of thumb for mortgage refinance may not apply.

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Mortgage Refinance |
There's a rule of thumb in the mortgage industry that says if you can save two percent or more then a refinance makes good economic sense. In other words, if .

What to know before you refinance - Mortgage Rates -
The need for mortgage insurance is killing enthusiasm to refinance. . While there is no rule of thumb for the maximum payback period, or break-even point, that .

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Rule of Thumb for Refinancing - 2million's Personal Finance Blog
Aug 12, 2010 . I have seen lots of tips on when it makes sense to refinance your mortgage, but I disagree with some. Here is my rule of thumb on whether it .

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